We are an Appointed Representative of Citybond Holdings plc, who is an authorised and regulated insurance intermediary, providing a policy on behalf of the insurer who is 'Cigna Europe Insurance Company S.A.-N.V'.

Our policies cover non-manual work including bars, restaurants and other non-hazardous work (e.g. office and managerial work).

We will provide you with your policy expiry notification in good time (normally 21 days). This will allow you to purchase a new policy to commence from the expiry date of your existing cover. This must be arranged prior to travel for cover to continue.

Our Year Round policies allow all named insured persons to be insured when travelling independently of each other.

Our Year Round policies allow all named insured persons to be insured when travelling independently of each other.

Our policies have no limitation to the number of countries you can travel to, providing you have paid for the correct geographical area.

Our policies are available to you if you are permanently resident in the United Kingdom or European Union and have been for the past six months prior to the date of issue, and registered with a medical practitioner in the United Kingdom or European Union. Trips must commence and end in your country of residence.

Our policies have age restriction applicable, please refer to page 4 of the policy wording for clarification of our age limits

Please refer to the geographical area definition detailed in the policy wording, if you are travelling to a destination not listed under Europe you must choose the appropriate worldwide destination as specified in our terms and conditions.

We allow grandparents and grandchildren to be covered under the same policy using the definition of family cover